Signs of Active Water Damage
Water Damage is one of the more serious disasters that can happen in your home. Water in places that should remain dry can lead to severe home damage. Also, water damage is also a likely sign of a water leak, which is not only costly in terms of repairing damages, but also in terms of your water bill. The sooner you can spot signs of water damage, the sooner you’ll be able to put a stop to any leaks and protect yourself, your home, and your wallet. Take a look at some of the signs that you might have water damage and how to spot them.
Use Your Ears
One of the first signs of a water problem isn’t necessarily visible, but instead, it’s audible. Water makes a sound, whether it’s a slow drip or a gush. It’s never a good idea to ignore the sounds of water inside your house when there shouldn’t be sounds of water. Listen for the sound of water running when there’s no reason for it – when the washing machine and dishwasher are off, when there’s no one taking a shower, and when no sinks are in use. If you hear the sounds of dripping or running water, follow your ears. You may track the sound down to a leaky sink or a toilet that needs a new stopper. But if the sound seems to be coming from behind the walls, under the floor, or from the ceiling, you might have a larger problem. You’ll need to examine the area where you hear the water coming from and track down its source so you can determine whether you have a leaky pipe, a leaky roof, or some other problem that may have caused water damage to your home.
Follow Your Nose
Your hearing isn’t the only one of your senses that can alert you to a water problem. Water Damage often comes with a smell – namely, the scent of mold or mildew. If you smell a musty, damp odor anywhere in your house, that’s a sign that you not only have a water problem but that you also already have some water damage. It’s important to track down the scent of mold as soon as you notice it. Mold grows quickly, and can soon become a much bigger problem if you ignore it. It can also cause health effects. Another scent that sometimes arises in a house with a water problem is the smell of sewage. You might smell this coming from plumbing fixtures in your bathroom. Needless to say, the smell of sewage in the house is not a good sign, and you’ll want to have that looked at right away.
Know The Visible Signs of Water Damage
If you spot a puddle or actual wet spot in some place where you know no water should be, that’s a pretty sure sign that you have some type of leak and you should look closer for further signs of damage. But the visible signs of water damage aren’t always so obvious. One thing to look for is an area where your paint is blistering, bubbling, or peeling. For example, if you notice the paint on the ceiling bubbling, it could mean that the roof is leaking, or, if you’re seeing it on a downstairs ceiling in a two-story house, it could mean that a toilet, sink, or bathtub located upstairs is leaking. You might also notice discolorations on your walls or wallpaper. You probably don’t think of water as something that causes stains, but water that leaks down the walls and isn’t cleaned up properly can damage the paint or wallpaper, leaving discolorations behind. It’s worth noting that even if you happen not to smell mold, you may see evidence of it. Look for black or green spots on walls and ceilings. Other signs of water damage include buckling or warping in wood floor planks or laminate flooring, loose tiles, deteriorating caulk, and cracks in cement. You might also notice that wooden door and window frames look swollen or warped, and that doors and windows stick in place and refuse to open or close smoothly. These are all signs that you should call a water damage restoration specialist to check out the problem and get your home on the road to recovery.
Check Your Checkbook
Even if you don’t see any other signs, if you’re losing more and more money every month to your water company, you’ve almost certainly got a problem somewhere. It’s possible for leaky pipes and water fixtures to dump water in a place where you won’t notice it or where it doesn’t cause damage – a leaky toilet, for example, won’t necessarily cause water damage if the leak is inside the toilet system. But it will cost you money. A toilet that’s leaking internally may not damage your floor, but it can drain hundreds of gallons unnecessarily, bringing your water bill higher and higher. And it’s a good idea to get a handle on that kind of leak as soon as possible, because a leak anywhere can lead water damage eventually, even if it’s not currently causing damage, and that only compounds the expense. However, sometimes leaks that don’t appear to be causing damage actually are. If you haven’t been in your basement for a while, you might not see the water on the floor or hear it leaking down there, but it’s definitely still causing damage. And a leak that dumps water outside could be slowly damaging your home’s foundation. So if your water bill is showing signs of a leak, take it seriously and investigate, even if you haven’t noticed anything before. Water Damage is a serious thing, and mitigating it isn’t always something that can be done on a do-it-yourself basis. If you’ve located a water leak in your home, SERVPRO of Oldham/Shelby County can help. Contact us right away so we can help you treat your home. 502.241.6861
Reduce the Risk of Chimney Fires
There is nothing quite like the warmth and glow of a wood burning fire. Fire is one of humanities oldest tools. It has the power to heat our bodies, cook our foods, refine our metals and light the darkness. We are connected to fire at a primal level and deep down we are all mystified when we see the flames dancing between logs. Nowadays we may be lucky enough to bring that joy inside but the comfort of a cozy indoor fire brings with it, plenty of danger, especially if the fireplace and chimney are not properly inspected and maintained. Here are a few tips to keep your house and family safe from the danger of an indoor fire:
According to The National Fire Protection Association, “Chimneys, fireplaces, and vents shall be inspected at least once a year for soundness, freedom from deposits, and correct clearances. Cleaning, maintenance, and repairs shall be done if necessary.” An inspector will come and make sure your fireplace is safe to use and let you know if there are any repairs necessary. If you haven’t used your fireplace in a long time, birds or other creatures may have built nests that could clog your flue or chimney chamber. Winter freeze cycles, inclement weather, and moisture combine to take an annual toll on masonry and liner materials. Year in and year out these elements can cause deterioration that will eventually require attention. Seasonal wear and tear that is left unchecked will affect the performance of your system and the longer the defects go without being addressed, the more expensive the repairs are likely to be. That is why staying on top of your systems is not only the smartest and safest choice but the most cost-effective too.
The best practice is to keep things simple and safe. Make sure to clean the fireplace regularly and know if it’s well built. It is also a good idea to have a professional initially inspect the fireplace and chimney even if you plan to clean and maintain it yourself. The Chimney Safety Institute recommends cleaning the chimney when creosote is 1/4 inch or thicker on the chimney walls or there is visible build up in the system. A chimney sweeping company will take their time to make sure they clean everything and keep your house soot free while doing it. The best time to schedule a cleaning is at the end of the indoor fire season as acids in the creosote, or humidity combined with creosote, can both damage the fireplace mortar. After an initial professional cleaning you should, with the right knowledge, be able to clean and maintain it yourself. Of interest… after cleaning your own fireplace, you could dispose of the ashes and creosote by sprinkling them on flowerbeds. They are a great source of calcium and other nutrients.
These are a small but important piece of your chimney. Having a chimney cap installed can prevent objects, rain, and snow from falling into your chimney reducing downdrafts which lower the performance of your fireplace. These caps have side vents so smoke escapes and the mesh around the cap sides acts as a spark arrester. Chimney caps also prevent animals and other unwanted guests from making their home in your chimney during the spring and summer months. Another tip is to trim trees back that surrounds the chimney and make sure there is no debris building up on our around it. All in all, even though a chimney cap is a small and generally inexpensive piece of equipment, it can prevent numerous issues from happening. It might also save you thousands of dollars in chimney repairs or damage expense.
Experiencing fire or smoke damage can be an incredibly stressful event so be sure to take the appropriate measures in cleaning and maintaining your fireplace and chimney. SERVPRO of Oldham/Shelby County specializes in water restoration as well as fire and/or smoke damage and we will do our best to get you and your family back on the couch for a cozy, crackling fire on that cold winter evening.
7 Causes of Sump Pump Failures
While there are many ways a sump pump can fail, here are the most common situations in which severe water damage occurs as a result.
1. Overworked Pump
Whether the sump pump is old or the water is just coming in too fast, the mechanism alone cannot handle the amount of water filling into the foundation. This will usually occur during flash floods and other heavy rains. Whether the sump pump is good quality or not can also make a big difference, so a weak plastic model would never stand a chance against a severe thunderstorm.
What to do. Either buy a bigger sump pump or buy another model of the same quality to have twice the amount of water flowing away from the foundation. This way you won’t have to worry about a water damage problem every time it rains.
2. Sump Pump Working But No Water
If there isn’t any water in the sump pump, this means that the model wasn’t installed correctly or it’s not hooked up to drainage system.
Importance of a drainage system. This is just as important as the model itself. It’s best to have a drain tile installed within or outside the sump pump or along the lining of the basement. As long as it collects water and drains it to the pit, using gravity to push it, there shouldn’t be any problem. But if the drain-tile is damaged, not even the sump pump would be helpful.
What to do. Allow a licensed plumber to inspect, fix, or replace the drainage system. You might deal with a hefty bill, but your future self will be thanking you during the next rainstorm.
3. Clogged Sump Pump
There are a number of ways the sump pump can become clogged and back up, leading to a water damage disaster. All of the following are common occurrences:
<p">5. The Sump Pump Loses Power
If you were on vacation and the power is cut off from the sump pump, the entire basement faces the risk of flooding. Common causes of power failures include knocked down power lines, the pump is unplugged, or if the circuit breaker trips.
What to do. While some factors you will be able to control, like the circuit breaker, others involving power outages that can keep you worrying in the dark about whether or not there’s water in the basement. But what you can do is install a battery-powered backup that will add some peace of mind while lighting the candles upstairs.
6. Sump Pump is Running Non-Stop
If you notice the sump pump running when there’s obviously no water, you know you have a problem. But it also needs to be addressed right away before the model burns out. Here are some common causes:
- Wrong sump pump or liner size. In many cases, the sump pump is too small to handle the amount of water coming in from outside. The pit can also be too small, causing the water to fill up too quickly that puts the pump into overdrive.
- Missing or broken check valve. The check valve allows the water to flow in only one direction, one that flows away from the pit. But it it’s missing or broken, water will easily flow right back into the pit, overwhelming the pump and eventually overflowing into the basement.
- Float switches in cheap sump pumps can easily become tangled and clogged.
What to do. Allow a licensed plumber to inspect the pump before each heavy rainstorm to ensure that everything is working properly.
7. Defective Product
While nobody likes to get excited or relieved about buying something and only find out that it doesn’t work, it happens all the time. And sump pumps are no exception.
What to do. Always make sure that the model works properly by testing it and filling the pit up with water.
Water Damage Emergencies
While learning about these common causes and what to do in each situation can certainly help to prevent failures in the future, they are never a guarantee. In any case that you have a basement flood, or any other type of water damage in your home or building call the professionals here at SERVPRO of Oldham/Shelby County. 502.241.6861
How to choose a Restoration Company for a Biohazard Cleanup
A crime or traumatic event is one of the hardest things to imagine ever happening to you or someone you know. So, when something tragic does happen, it’s an emotionally and mentally draining experience. And if the event has occurred in your commercial property, that’s even more challenging because of the cleanup involved in restoring your property back to normal and ensuring it is safe and sanitary for use again.
Whether you’re facing such an event now that has you stressed, or just considering ways to prepare yourself ahead of time for the challenges of being a property owner, there is no time like the present to learn what’s involved in the cleanup of your business should a crime or trauma occur there. These facts can help you be prepared for the worst and be knowledgeable about how to choose a reputable, compassionate crime scene and trauma cleanup-company so you can make the right decisions for your property and get back to normal life as soon as possible.
Is the company certified for crime scene and trauma cleanup?
Unlike the more common cleanup problems that a property can face, cleaning up after a crime or other trauma has occurred involves a very specific, regulated approach. For example, blood and other biohazard contaminants can pose a serious health risk if not removed and discarded of properly. And there may be other hazards in need of removal, all of which may be regulated by local, state, and federal laws to ensure public safety.
Because this type of property restoration is so specialized and demanding, it’s important to select a crime scene and trauma cleanup company that is appropriately certified by the appropriate municipal authorities. A reputable company will be able to provide you with evidence of current certification and assurances of how they remove and discard materials that may be a health hazard.
Is the company well trained, experienced, and properly equipped?
Restoring property after damage due to a crime or trauma often requires the use of specialized equipment and cleaning materials that aren’t necessarily available at your nearest store. A professional crime scene and trauma cleanup company will have everything they need to do the job right. This includes special cleaning agents to handle hard-to-remove stains, as well as ridding the residue that may be left behind from products such as fingerprint powder, evidence-gathering chemicals, pepper spray, and tear gas.
At SERVPRO of Oldham/Shelby County, our professional technicians have years of combined experience and training in the use of state-of-the-art equipment to help ensure that your property is properly, thoroughly cleaned so you can rest assured in a job well done.
Does the company assist you with documentation for financial assistance and file insurance claims?
You might not realize it, but property insurance policies often offer coverage for a variety of emergency cleanup scenarios, including crime and trauma-related events. And many municipalities and government agencies offer financial assistance and victim relief funds for disaster cleanup because it’s a public health issue. This can include not just floods and other natural disasters, but crime, suicide, and violence related issues as well.
A good crime scene and trauma cleanup company can help point you in the right direction as you locate the various types of financial assistance that may be available to you in your situation. And they should be willing and able to promptly provide you with any documentation you need to file financial assistance, insurance claims, and related paperwork.
Need Help Fast?
When you’re facing an emergency such as a crime or trauma on your property, you need swift assistance in getting things cleaned up and back to normal quickly, so you can go about your life and business again with peace of mind. The professional, experienced, caring team at SERVPRO of Oldham/Shelby County is here to assist you in doing just that.
Contact us today. 502.241.6861
What to do during and after a commercial fire
Preparing for a home fire is a wise investment, however how many of us prepare for a fire at work?
Below, the fire damage experts from SERVPRO of Oldham/Shelby County explain what to do during and after a commercial fire.
Safety Steps for Employers & Employees
Contrary to popular belief, fire alarm and a fire sprinkler system are not directly connected. This means that when the fire alarm goes off, the sprinkler system will not necessarily activate at the same time. Moreover, some buildings simply don’t have a fire sprinkler system.
The fire alarm is your primary warning to evacuate the building.
Don’t assume that because the sprinklers aren’t activated that no fire exists. Because commercial buildings lack the compartmented features of a house, the fire has the potential to grow much larger, much faster.
Once the alarm sounds, help inform others that may not hear the alarm. If you’re not working on the ground floor, do not attempt to use an elevator.
Look for the closest stairwell exit. Hold your hand to the door knob (don’t touch it), to check for heat.
If the doorknob feels warm, there may be fire on the other side. If possible, find another exit.
Once outside, do not attempt to go back inside the building. If someone is missing, wait for emergency responders to arrive.
Some commercial fire alarm systems will contact emergency services automatically. Once it’s safe to do so, call 9-1-1 to ensure that help is on the way. Inform first responders of anyone who might still be inside.
How to Handle Fire Cleanup
Burned or damaged buildings are vulnerable to break-ins and other offenses. Once the building has been cleared for re-entry, it’s critical that anything valuable is removed. This includes the personal belongings of employees as well as expensive business property.
Once the valuables have been removed, damaged and destroyed property must be carefully documented. You’ll also need to contact your insurance company.
Business owners who want to be sure they’re getting the most out of their insurance policy trust SERVPRO of Oldham/Shelby County to document and negotiate with the insurance companies.
In addition, SERVPRO of Oldham/Shelby County can repair damage, clean, and sanitize a fire-damaged work space as well as restore it to like-new condition—this includes expensive property contents like furniture, electronics, paper documents and more.
Avoid the impulse to clean up the property before a thorough investigation has been completed. Insurance companies will want documentation of everything in your claim. If you clean up evidence, you could lose money in the claims process.
Stay Informed; Be Prepared
Every minute counts when it comes to your business. One of the best ways to avoid further damage after a commercial fire is to stay informed and be prepared.
In addition to coordinating a fire safety plan with employees, knowing who to call and when can save you time and money on commercial cleaning and restoration.
SERVPRO of Oldham/Shelby County is available 24 hours day, 7 days a week . We’ll be there when you need us, so you can get back to work faster after an unexpected disaster.
Call us today to speak to a Mitigation Specialist. 502.232.5213
Things to look for in an Emergency Restoration Company
When your commercial property suffers damage due to disaster, it’s vital to initiate comprehensive disaster management services to get your business back in working order as fast as possible.
Fires, floods, and severe storms can seriously damage your commercial property. Following a disaster, prompt professional restoration services can reduce the compounding problems that are sure to arise when moisture isn’t dealt with fast.
- Fire incidents—produce soot and damage due to smoke as well as moisture from firefighting
- Storms and floods—leave behind moisture and can create mold infestation
Here are some things to look for in a commercial emergency restoration management program:
1. 24-Hour Emergency Response Team
Time is a factor when prompt emergency response is needed. The sooner your commercial property’s restoration begins, the better. Look for a company accessible to you seven days a week, 24 hours a day. Rapid response and mobilization of restoration services help you get back to business even after disaster strikes. Faster restoration services lead to decreased impact on your property.
2. Comprehensive Services
Disaster remediation has several types of services necessary to restore commercial properties. Here are some vital ingredients to look for when it comes to disaster remediation:
- Remediation of the disaster incident
- Debris and residue clean up
- Decontamination and deodorization
- If necessary, relocation of property contents to a facility where they can be professionally restored
3. Coordinate with Your Insurance
Look for an emergency restoration company that communicates efficiently and effectively with your insurance adjuster and/or agent. Insurance claims can be a hassle, yet they are vital to disaster insurance coverage. Find a company that will coordinate with your efforts so you can file your claim accurately and promptly. This includes providing you with detailed documentation of the problems and solutions required to get your property back to normal.
4. Digital File Storage and Project Updates
Look for a company that can save photos digitally and record the progress of you job online. This keeps you informed through the cleanup and reconstruction process so you stay in control of the restoration of your business’ property.
Look for a reputable company with the up-to-date equipment needed to provide you with disaster remediation and reconstruction with excellence.
6. Safe and reliable
Hire a company who follows safety regulations during emergency restoration, and swiftly performs the services you need to get back to work.
7. Experience & Expertise
Find a company with multiple years of experience in restoring businesses after disaster strikes. They should have certifications such as from the IICRC to assure you they can scale up and know how to handle even the worst disaster scenarios.
8. Priority service
Look for a company that will give your commercial property priority service.
Look for a company who can keep costs of restoration fair, with a quick response and an established plan for restoration.
Water Damage in your Commercial Space? Contact the professionals here at SERVPRO of Oldham/Shelby County. 502.241.6861
Flooded Crawl Space
A flooded crawl space after heavy rain may be all too common in many homes, but it is not however normal. Theoretically, the crawl space under your house is designed to stay dry in all weather. When it doesn’t, water damage ensues. Wood rot deteriorates structural components, mold growth gains a foothold and infects the entire house and insects and vermin thrive in the wet, dark environment. You can’t do anything about episodes of prolonged or heavy rain that typically precede a flooded crawl space. What you can do is take a number of steps to keep water out and keep the crawl space dry, the way it was designed to be.
- Divert water away from the foundation. Rainwater pooling around the foundation seeps into the crawl space through cracks and other openings. The landscape around the perimeter of the house should be graded so water naturally flows away instead of forming puddles that soak into the soil.
- Keep rain gutters clear and unobstructed to prevent cascading overflow that also permeates soil around the foundation. Make sure gutter downspouts are long enough to discharge water sufficiently far from the perimeter of the house and prevent pooling.
- Consider a foundation drain system. Embedded in a narrow, gravel-filled trench around the perimeter of the foundation, a perforated pipe catches water as it seeps into the soil and conveys it away from the house, out into the yard or all the way to the street.
- Install a crawl space sump pump. Heavy rains also cause ground water to rise up into the crawl space instead of leaking in. Installed in a basin embedded in the ground inside the space, a sump pump activates automatically as ground water enters the basin. The pump conveys water through a discharge line that usually terminates out in the backyard. Because severe weather that floods a crawl space may also cause power outages, it’s a good idea to install a sump pump with a battery backup feature.
Water Damage in your crawl space or home? Contact the professionals here at SERVPRO of Oldham/Shelby County to speak to a Mitigation Specialist. 502.241.6861
Fire Prevention- Gas Furnace Tips
A gas furnace provides comfort when homeowners need it most, however heat can quickly turn into havoc when a furnace breaks down. While many people worry about losing heat in the event of a furnace malfunction, there are other risks to consider such as a fire or carbon monoxide leak. It’s crucial to take safety precautions to prevent these issues and to truly feel comfortable with the furnace in your home.
Despite the risks, proper maintenance ensures that a gas furnace will work properly even when outdoor temperatures plummet. If you haven’t checked on the status of your furnace in some time, late winter is a great time to do some inspecting. You can prepare yourself for late season cold snaps and go into spring knowing your furnace is in good condition. Read on to see our top five gas furnace safety tips that will make your gas furnace safer.
1. CLEAR CLUTTER
As a general rule, the minimum clear space around a furnace should be about two feet, and more for anything flammable. This includes lint, dust, papers, clothes, paint, rags and much more. You can clear lint and dust with a vacuum cleaner — doing so once a month will help prevent dangerous buildup. Additionally, look for flammable liquids in the same room as your furnace and ensure that they are sealed in an airtight container to prevent accidental ignition. Furnace fire safety starts with a watchful eye, so always look for the hidden dangers that could be sitting right next to your furnace.
2. CHANGE FILTERS
It’s easy to ignore the need to change your furnace filters, but also dangerous. Not only does a furnace have to work harder to push air through a dirty filter (increasing energy costs) but it also reduces the quality of air in your home. To avoid breathing in dust particles on a daily basis, be certain to change your furnace’s filter every 1 to 3 months. During the winter months, you may want to increase this frequency to avoid the risk of a breakdown that could leave your home feeling frigid.
3. DETECT SMOKE & CARBON MONOXIDE
Heat is a great thing during winter — except when it’s the result of a furnace fire. To protect your family from the risks of a fire, ensure that a smoke detector is present in the same room as your furnace and replace its batteries on a yearly basis. In the same vein, a malfunctioning furnace can release dangerous carbon monoxide into the air, so it’s crucial to have a fully-charged detector nearby. Carbon monoxide is an odorless gas, so never rely on your sense of smell to detect problems near the furnace.
4. ENHANCE AIRFLOW
When winter weather moves in snow piles up, this can cause your gas furnace to shut down. That’s because the snow can obstruct two of the most important components of your home comfort system — the exterior air intake and exhaust from a natural gas furnace. The only way to keep air flowing smoothly throughout your home is to complete a visual inspection of these areas after a significant snowfall to look for any blockages. Clearing out these areas when your furnace stalls will lead to less strain on the system and a longer service life.
5. GET REGULAR MAINTENANCE
It’s more cost-effective to take a proactive approach to furnace maintenance than a reactive one. When something goes wrong and a furnace breaks down, a repair or replacement isn’t a choice — it’s a costly necessity. What’s more, annual furnace maintenance ensures that your heating runs as efficiently as possible, saving you even more money in the long run. Nobody expects to have furnace issues, but without maintenance, the risks of experiencing problems are much higher.
PRIORITIZE FURNACE SAFETY
Even if you’ve never experienced gas furnace issues in the past, it only takes one to change the way you think about furnace safety. Don’t learn the hard way — understand that a gas furnace is a mechanical device that can break and cause real harm without the right precautions.
Fire damage in your home due to malfunctioning furnace? Contact the professionals here at SERVPRO today to speak to a Remediation Specialist. 502.241.6861
SERVPRO of Oldham/Shelby also proudly serves Spencer, Henry and Trimble Counties.
When Your Dishwasher Causes Water Damage
When your Dishwasher causes Water Damage
Are you one of the unlucky homeowners dealing with dishwasher water damage? It’s a scene that has played out in countless movies, usually in a comedic fashion. Kid puts regular soap in dishwasher, dishwasher explodes with bubbles, and we all have a good laugh at their expense. However, when you’re actually dealing with water leaks from your dishwasher, you need to know how quickly water damages can occur, why they happen, and what to do about them.
How long before dishwasher water damage occurs?
Dishwasher water damage can occur within just a couple of hours. You get home, turn on the dishwasher, walk away and watch TV for awhile, or run a few errands, only to come home and find a flooded kitchen floor. The first reaction should be to soak up as much of the water as you can, because the longer it sits there, the more likely it will cause permanent damage.
Some flooring materials are more susceptible to dishwasher water damage than others, such as wood or bamboo. Wood will absorb water quickly, causing your flooring to warp and crack. Make sure to effectively dry out the area ASAP so you can avoid as much damage as possible.
Dishwasher water damage and what to expect
If you’ve never experienced dishwasher leaks or water damage before, you might not even know what you’re in for. Here’s what to expect when you’re dealing with water damage from dishwashers, including the common causes of leaks as well as what elements of your kitchen are most vulnerable after a leak.
What would cause a dishwasher to leak?
Common causes of dishwasher leaks include:
- Worn gaskets
- Dishwasher not level
- Wrong dishwashing soap used
- Broken door
- Defective dishwasher tub
Your dishwasher leak can cause water damage in a variety of ways to a variety of different elements of your kitchen. The below are all susceptible to damage after a dishwasher leak:
- Electrical wiring
How to repair water damage caused by dishwashers
The moment you notice your dishwasher is or has leaked, make sure to first turn off the dishwasher. Grab a towel or mop and soak up any visible water on your floor. This might mean pulling the unit out from under the counter so you can get any water that has pooled beneath the dishwasher itself. We also strongly recommend calling a local water damage repair company to ensure that you don’t have any moisture in your floor boards, which can quickly develop mold.
Next, you need to identify the cause of the leak. Was the door slightly ajar? Does the latch not always work? Are the gaskets wearing out? Some problems you can fix yourself, but if you want to be extra confident in the repairs, call a specialist to come out and inspect and repair the unit.
Water Damage as a result of your Dishwasher Leaking? Contact the professionals here at SERVPRO of Oldham/Shelby County today. 502.241.6861
SERVPRO of Oldham/Shelby County also proudly serves Spencer, Henry, and Trimble Counties.
Wind Driven Storms
Wind Driven Storm
“Wind-driven rain” is one of those terms you’ve probably never thought of until buying home insurance.
In fact, most people have never even heard of the term “wind driven rain” until they realize their home insurance policy doesn’t cover it.
By then, it is usually too late.
WHAT IS WIND DRIVEN RAIN?
Wind driven rain is a self-explanatory thing: it’s rain that is driven into your home by the wind.
In the insurance world, wind driven rain refers to rain that comes through an opening into your property because it is being propelled by the wind. So if wind was out of the equation, the water would never have made it inside the home in the first place.
When a storm damages your home, it’s typically wind and rain that cause the majority of the damage. If the wind and rain cause damage on their own, then this is typically covered on your home insurance policy.
However, the “wind driven rain” stipulation may be used if your insurance agency finds out that your home essentially led to the damage caused by the storm. In this case, even if you have flood insurance, your insurance agency may not cover the damages.
HOW DOES YOUR HOME DAMAGE ITSELF WITH WIND DRIVEN RAIN?
As an example, one couple in Oldham County found out that water damage in their home after a storm was not covered by their insurance policy – even though they were paying for a premium home insurance plan.
The adjuster explained that damage inside the home was caused by rain from the storm. Normally, damages like that are covered by an insurance policy.
However, it was determined that the rain was driven into the home because the tiles on the roof needed repair. In other words, it wasn’t the storm that damaged the home. It was the poorly-maintained roof.
This is where things get a little tricky: your home insurance policy would cover damage if the high winds from the storm knocked a tree onto your roof, and then water leaked through your roof into your home.
However, if rain was driven into your home through the roof because the tiles needed to be repaired before the storm, then your insurance may not cover it.
It’s small distinctions like this that can cause insurance agencies to deny a claim.
FLOOD INSURANCE DOESN’T COVER WIND DRIVEN RAIN
When many people spot water damage in their home after a storm, they assume their flood insurance will cover the damage. That’s not true with wind driven rain, unfortunately.
Flood insurance covers overflow of inland or tidal waters and unusual and rapid accumulation or runoff of surface waters from any source. However, the flood must be a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area.
So if your home’s flood insurance doesn’t cover the damage, then what’s the next step?
WIND DRIVEN RAIN IS NOT ALWAYS OUTLINED CLEARLY IN INSURANCE POLICIES
Wind driven rain disputes can get frustrating for homeowners. Some homeowners feel they did everything right. They read through their home’s insurance policy. They maintained their home adequately. And still their claim is denied because of the wind driven rain stipulation.
In many cases, wind driven rain is clearly defined and outlined in your insurance policy.
Storm Damage In Your Home Or Business? Contact the professionals here at SERVPRO of Oldham/Shelby County today to speak to a Mitigation Specialist. 502.241.6861
SERVPRO of Oldham/Shelby County also proudly serves Spencer, Henry and Trimble Counties.